Why us?
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Friendly and exceptional service guaranteed - see our Testimonials received
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Experienced lending advice which is tailored to your needs
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A simple, easy, and stress free application process
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Access to over 20 different lenders to make sure you are getting the best deal
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Flexible meetings - in person, phone or videocall, evenings and weekends
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We believe life long clients. Our services will help you at every stage of your life
Testimonials
We engaged Chris to help facilitate with the purchase of our first home.
Chris was professional, well informed, approachable and very easy to deal with our first encounter through to receiving the keys to our new family home. In the final weeks leading up to our settlement date, due to misinformation from the builders, we were almost left homeless and having to move our belongings into storage.
Chris took the lead and dealt with the bank, builder and even solicitors fighting for us to find a way to get our keys on time.
I have no doubt that without Chris on our side we would not have moved in on time and I cannot recommend him enough.
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- Lee & Chloe, Self Employed, Auckland
FAQ's
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How much does it cost to use Tailored Financial Solutions?Our home loan service is free, the bank or lender will typically pay for our services rather than you the customer. Business loans may have a cost involved that will be disclosed upfront.
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If I have bad credit can I get a Home Loan?Yes, even with bad credit history, there are lenders that will approve lending to clients. It is best to speak with us about your financial situation so we can advise you on if you can apply immediately or what steps you will need to take to correct credit issues in order to get a home loan in the future.
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How do I use my Kiwisaver to buy a home?If you have been paying the minimum contribution amount to Kiwisaver for at least 3 years, you are eligible to apply to withdraw Kiwisaver funds to buy your first home. You may also qualify for a First Home Grant, which is up to a maximum of $5,000 per person for an existing residential property with a house, or up to a maximum of $10,000 per person for a new build that is up to 6 months old from the date the Code of Compliance Certificate is issued. For more information on home ownership using Kiwisaver, including eligibility for a First Home Loan Grant check out the link below. https://kaingaora.govt.nz/home-ownership/kiwisaver-first-home-withdrawal/
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If I have been self-employed for less than 12 months can I get a Home Loan?Yes, there are a lot of factors that are considered in giving a home loan including, previous employment history, type of industry, customer base, deposit, and secondary income from a spouse. In this situation, it is best to call and discuss your financial situation so that we are able to help you with an application immediately or devise a plan to help get you approval in the future.
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What banks and lenders do you work with?We work with main banks and other lenders. There are over 20 options available depending on your financial situation, and we are happy to discuss these options to find one that best suits your needs.
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Disclosure Statement - what Publicly available information do you have?Click on Disclosure Statement to read about our Licensing, Scope of Advice, Fees and Expenses, Conflicts of Interest, Complaints handling and resolution, Duties information and Contact details
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What is your Privacy Policy?Click on Privacy Policy to see the details